Wealth Creation
Through Discipline
We help individuals, families, and NRIs understand, plan and grow their wealth, wherever they're based, through a disciplined, transparent approach built around your goals, not product pitches.
No obligation, no sales pressure. Kirti personally responds within 24 to 48 hours.
The Power of Compounding
A disciplined ₹35,000 monthly SIP can grow into ₹2 Crore+ in 15 years.
*Illustrative growth assuming a 14% annual return, for understanding purposes only. Actual value at these inputs computes to ~₹2.14 Crore; figure shown is rounded down. Mutual fund investments are subject to market risk.
Proven Results
Our Track Record of Discipline
150+
Families Managed
Guiding wealth creation for professionals and families across India.
10+ Years
Market Experience
Built on a decade of deep expertise in risk and compliance.
Global NRI Presence
Trusted Worldwide
Managing portfolios for NRIs across the USA, UK, Germany, Poland, and beyond.
3.5+ Years
Avg. Client Lifecycle
Proof of discipline: our clients stay invested through market cycles, ignoring the noise.
Regulated & Verified Wealth Management
AMFI Registered
ARN-262744
NISM Certified
Series V-A
BSE StAR MF
Platform Partner · Code 62944
10+ Years
Risk & Compliance
Why KB Finvest
Not a product seller. A long-term financial partner.
Compliance before convenience
Every option we present is filtered through what's right for you first, and SEBI/AMFI guidelines always. Never the other way around.
Discipline over prediction
We don't chase market timing or last year's top performer. We build a plan you can stay disciplined with through market cycles.
A long-term relationship
We aim to be the financial partner your family turns to for important investment and protection decisions, not a one-time product seller.
Education, not sales pressure
You'll always understand why we suggest something, in plain language, without jargon or pressure.
Our Approach
A different way to approach common investing habits
What Many Investors Do
What We Recommend
What Many Investors Do
Chase last year's top-performing fund.
What We Recommend
Match funds to your goals and risk profile, not past performance.
What Many Investors Do
Invest without a clear goal or timeline.
What We Recommend
Start every plan with a specific goal: retirement, education, a home.
What Many Investors Do
Buy insurance and investments from disconnected sources.
What We Recommend
Build insurance and investing into one coordinated plan.
What Many Investors Do
React to market volatility, or set it and forget it.
What We Recommend
Review the portfolio at regular intervals and stay disciplined through cycles.
How We Work
A simple, repeatable process
Understand
A conversation about your goals, timeline and risk comfort.
Plan
A goal-based plan connecting today's savings to tomorrow's goals.
Implement
Fund selection, paperwork and setup, handled for you.
Review
Regular check-ins to keep the plan on track.
Our Services
One partner for your entire financial life
Free Tools
Check where you stand, in under 2 minutes
Trusted by 150+ families across India
Kirtikumar Bhatiya founded KB Finvest with a simple belief: that most families don't need more complexity in their financial lives. They need a disciplined plan and a partner who explains things honestly. As an AMFI Registered Mutual Fund Distributor (ARN-262744), Kirti works with individuals and families in Ahmedabad, Gujarat, across Gujarat, and digitally with eligible investors across India, helping them understand and access investment and protection solutions through a disciplined and transparent approach.
Full credentials, certifications and professional journey are available on the About page.
Relationships Built on Trust
What our clients say
Dhairya Vasavada
Gandhinagar, Gujarat
I highly recommend Kirtikumar Bhatiya for his expertise in mutual funds and personal finance management. He is a NISM-certified and AMFI-registered professional with deep knowledge of wealth management and long-term, disciplined investing.
Bhargav Trivedi
Deesa, Gujarat
I had a great experience with KB Finvest. They provide clear and professional guidance for mutual funds investments.
Dilipkumar Prajapati
Palanpur, Gujarat
Reliable and professional service. Mutual fund Investment guidance was explained clearly and the process was smooth.
Hiteesh Darji
Ahmedabad, Gujarat
The project was awesome and Kirtikumar has explained it in a very interesting way.
Investment Philosophy
Discipline compounds. Timing rarely does.
We don't promise the best-performing fund or the perfect entry point. Nobody can. What we do promise is a plan built around your goals, reviewed regularly, and followed with discipline through market ups and downs.
Goal-based, not product-based
Every investment is tied to a specific goal and timeline, not a scheme with a good sales pitch.
Long-term thinking
Wealth is built over years of consistency, not by reacting to weekly market noise.
Frequently Asked
Questions we hear before the first conversation
QIs KB Finvest a SEBI Registered Investment Adviser?
No. KB Finvest is an AMFI Registered Mutual Fund Distributor (ARN-262744), not a SEBI Registered Investment Adviser. Information and tools on this website are for general education, not personalised investment advice.
QHow is KB Finvest compensated?
As a mutual fund distributor, KB Finvest is compensated through commissions paid by asset management companies. You don't pay us directly. Every option we present is still filtered through what's right for your goals first.
QDo I need a large amount to get started?
No. Many clients start with a modest monthly SIP and build from there. The right starting point depends on your goals, not a minimum ticket size.
QDoes KB Finvest hold or have access to my money?
No. Your investments are held directly with the AMC/registrar (or BSE StAR MF) in your own name. KB Finvest facilitates transactions and gives guidance. We never take custody of your funds.
QHow often will my portfolio be reviewed?
We review relationships at regular intervals, typically aligned to your goal timeline, and you can always request a review conversation in between.
Ready When You Are
Let's discuss your financial goals
A short conversation is enough to understand where you stand today and what a disciplined plan could look like for your family.