Solutions across your entire financial life

Mutual funds remain the most accessible way to participate in India's growth story. We help you choose funds based on your goals and risk profile, not on last year's returns.

Who it's suitable for

First-time investors starting a SIP, as well as experienced investors looking to review and rebalance an existing portfolio.

Benefits

• Disciplined, goal-linked SIP planning
• Fund selection based on consistency, not chasing returns
• STP and SWP strategies for entry and income planning
• ELSS options for tax-efficient wealth creation

How we work with you

1. 1Understand your goals, timeline and risk appetite
2. 2Help identify a fund mix aligned to your profile
3. 3Assist with paperwork and folio setup
4. 4Review the portfolio with you at regular intervals

For investors with a larger investible surplus, PMS offers a professionally managed, concentrated portfolio built around a defined strategy.

Who it's suitable for

Business owners and senior professionals with a higher investible surplus seeking active portfolio management.

Benefits

• Access to professional fund management strategies
• Portfolio construction suited to higher-ticket investing
• Transparent reporting on holdings and performance

How we work with you

1. 1Assess eligibility and investment objective
2. 2Shortlist PMS strategies that fit your risk appetite
3. 3Complete onboarding and documentation
4. 4Ongoing portfolio review

Alternative Investment Funds provide access to strategies beyond traditional equity and debt, useful for diversifying a mature portfolio.

Who it's suitable for

High net-worth investors looking to diversify an already well-established investment portfolio.

Benefits

• Diversification beyond traditional asset classes
• Access to professionally managed alternative strategies
• Suited to long-term, patient capital

How we work with you

1. 1Evaluate suitability and risk tolerance
2. 2Present relevant AIF categories and strategies
3. 3Support documentation and onboarding

Bonds and fixed-income instruments can support income planning, diversification, and portfolio stability. Risk, liquidity, credit quality, maturity, interest-rate sensitivity, and return characteristics vary depending on the issuer and instrument.

Who it's suitable for

Investors seeking income planning and portfolio diversification, who understand that risk, liquidity and returns vary by issuer and instrument.

Benefits

• Access to government and corporate bond options
• Support for structured income planning
• Diversification alongside market-linked investments

How we work with you

1. 1Understand your income planning and diversification needs
2. 2Shortlist bond options based on issuer, credit quality and maturity
3. 3Assist with purchase and record-keeping

Risk disclosure: Bond and fixed-income returns are not guaranteed and depend on the issuer's creditworthiness and financial position. Risks include credit risk, interest-rate risk, liquidity risk, and reinvestment risk. Please review the issuer and instrument details carefully before investing.

Explore selected NCD opportunities as part of a diversified fixed-income portfolio. NCDs may offer defined coupon structures and maturity periods; however, returns and repayment depend on the creditworthiness and financial position of the issuer.

Who it's suitable for

Investors seeking fixed-income diversification who understand that NCD returns and repayment depend on the issuer's creditworthiness, not on any guarantee.

Benefits

• Insight into credit rating and issuer quality before you invest
• Clarity on coupon structure and maturity period
• Guidance on liquidity and secured vs unsecured structure
• Diversification within a fixed-income allocation

How we work with you

1. 1Understand your fixed-income allocation and risk comfort
2. 2Share relevant NCD opportunities along with credit rating, issuer quality, coupon, maturity and liquidity details
3. 3Support documentation and application
4. 4Track coupon payments through to maturity

Risk disclosure: NCDs carry credit risk, default risk, liquidity risk, interest-rate risk, and issuer-specific risks. Returns and repayment are not guaranteed and depend entirely on the issuer's financial position and creditworthiness. Please review the credit rating, issuer quality, and offer document carefully before investing.

Smallcase portfolios offer a transparent, rules-based way to invest in themes and strategies through a basket of stocks.

Who it's suitable for

Investors comfortable with direct equity who want a structured, theme-based approach.

Benefits

• Transparent, direct stock ownership
• Thematic and strategy-based portfolios
• Easy to track and rebalance

How we work with you

1. 1Discuss your equity comfort and goals
2. 2Present suitable smallcase strategies
3. 3Assist with setup and periodic review

Access selected structured investment opportunities through relevant product providers and partner platforms, subject to investor eligibility, product availability, suitability considerations, and applicable regulations. These solutions may combine different financial instruments and market-linked payoff structures to address specific investment objectives.

Who it's suitable for

Experienced investors who understand market-linked payoff structures and are comfortable evaluating complexity, credit and liquidity considerations.

Benefits

• Access to structured solutions through regulated product providers and partner platforms
• Market-linked payoff structures designed around specific objectives
• Suitability and eligibility review before any option is presented
• Support with documentation and provider coordination

How we work with you

1. 1Assess eligibility, objectives and risk tolerance
2. 2Present relevant structured product options through partner platforms
3. 3Support documentation and onboarding with the product provider
4. 4Ongoing review as the product approaches maturity or key dates

Risk disclosure: Structured Products carry market risk, credit risk, issuer risk, liquidity risk, complexity risk, and potential loss of capital depending on the product structure. Please review the product term sheet and underlying instruments carefully before investing.

Access selected pre-IPO and unlisted equity opportunities, subject to availability, investor eligibility, valuation considerations, liquidity constraints, company-specific risks, and applicable regulations.

Who it's suitable for

Experienced investors who understand the liquidity and valuation risks of unlisted equity.

Benefits

• Access to selected pre-IPO and unlisted equity opportunities
• Portfolio diversification beyond listed markets
• Guidance on valuation, liquidity and company-specific due diligence

How we work with you

1. 1Assess risk appetite and holding horizon
2. 2Share available opportunities and due-diligence notes
3. 3Support transaction and documentation

Risk disclosure: Unlisted shares carry liquidity risk, valuation uncertainty, business risk, concentration risk, and exit risk. There is no assured timeline or mechanism for exit, and valuations may not reflect actual realisable value. Please review company-specific information carefully before investing.

Goal-based investment planning designed around your financial goals, investment horizon, liquidity requirements, and risk profile.

Who it's suitable for

Families and individuals who want a clear plan connecting today's savings to tomorrow's goals.

Benefits

• Wealth creation planning
• Retirement investment planning
• Child education goal planning
• Tax-efficient investment planning
• Emergency fund structuring
• Regular income investment strategies
• Portfolio review and consolidation

How we work with you

1. 1Map your goals and current financial position
2. 2Build a goal-based investment plan
3. 3Review and adjust the plan annually

The National Pension System is a long-term retirement-focused investment framework designed to help individuals systematically build a retirement corpus. KB Finvest is associated with HDFC Pension (Partner Agent Number: BYEPB9472L00262744).

Who it's suitable for

Individuals seeking a structured, tax-efficient way to build a dedicated retirement corpus.

Benefits

• NPS awareness and education
• Account opening support
• Contribution guidance
• Retirement corpus planning
• Understanding NPS investment choices
• Support with relevant process requirements

How we work with you

1. 1Understand your retirement timeline and goals
2. 2Explain NPS account types and investment choices
3. 3Assist with account opening and contribution setup
4. 4Review the corpus and contributions periodically

KB Finvest supports Non-Resident Indians seeking to understand and access suitable investment opportunities in India through a structured and transparent process.

Who it's suitable for

NRIs seeking a structured, transparent way to invest in India, and families coordinating investments across generations.

Benefits

• Mutual fund investment support
• NRE and NRO investment considerations
• KYC and documentation coordination
• Portfolio consolidation
• Long-term goal-based investing
• Family investment coordination in India
• Repatriation considerations through relevant regulated channels

How we work with you

1. 1Understand your investment goals and residency status
2. 2Coordinate KYC and documentation requirements
3. 3Help structure a goal-based investment plan
4. 4Ongoing portfolio review and consolidation

KB Finvest assists investors in understanding and coordinating the process of converting eligible physical share certificates into dematerialised holdings, including guidance on documentation and process requirements.

Who it's suitable for

Investors and families holding physical share certificates who want to convert them into demat form.

Benefits

• Guidance on demat conversion eligibility
• Documentation checklist and coordination support
• Assistance liaising with the relevant Depository Participant

How we work with you

1. 1Review your physical share certificates and documentation
2. 2Explain the demat conversion process and requirements
3. 3Coordinate with the relevant Depository Participant and Registrar
4. 4Track the conversion through to completion

Access short-term liquidity by pledging your mutual fund units as collateral, facilitated through Volt Money, without having to redeem your investments. This lets you meet urgent cash needs while your mutual fund holdings remain invested and continue to participate in potential market growth.

Who it's suitable for

Investors who need short-term funds and would rather pledge existing mutual fund units than redeem them or take an unsecured personal loan.

Benefits

• Liquidity without redeeming or disrupting your existing investments
• Competitive interest rates compared to unsecured personal loans
• A largely digital, quick application and disbursal process
• Flexible tenure and repayment options

How we work with you

1. 1Understand your liquidity need and eligible mutual fund holdings
2. 2Facilitate the loan application through Volt Money
3. 3Support documentation and lien marking on your units
4. 4Assist with repayment and lien release once the loan is settled

Risk disclosure: Loans against mutual funds involve a lien on your pledged units, interest rate risk, and the risk of a margin call or partial lien invocation if the value of pledged units falls significantly. Loan eligibility, interest rates, and terms are determined by Volt Money and the respective lending partner, not by KB Finvest. Please review all loan terms and conditions carefully before proceeding.