Free Tool
Emergency Fund Calculator
Work out how much to keep aside as an emergency fund based on your monthly essential expenses.

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Emergency Fund Calculator
₹
Mo
Recommended Emergency Fund
₹2,40,000
A common starting point is 3 to 6 months of essential expenses for salaried individuals, and 6 to 12 months for those with variable or business income. This is an illustrative estimate only.
How This Works
An emergency fund is money set aside for unexpected expenses or income disruption, ideally kept in a liquid, low-risk instrument rather than invested for growth.
Not sure where to park an emergency fund?
A short conversation can help structure a safe, accessible emergency fund alongside your investment plan.
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